The new NFC CARD chip cards are linked to the implementation of the EMV standard operation (Europe , Master Card , VISA ) for authentication of payment via credit and debit cards .
Smart cards allow personal data are accessible only to the owners. This is possible by carrying inserts a memory storing transactions, remain the same when corroborated reuse.
This means that more will be achieved by cloning the card will also require that registered the cloned chip card transactions are consistent with the original, which is very difficult. It is for this reason that smart cards can hardly clone.
This change , according to ASFI , a before and after in the age of technology , since the levels of security and storage handling these cards have led banks and other financial institutions in the world , gradually replacing their conventional magnetic stripe cards for the chip.
" All owners who hold cards may use them until they expire, the return of the chip card will be immediately and at no cost ," Valdivia said.
According combo cards ASFI other countries delayed three to four years just to implement the use of these smart cards, in Bolivia has taken only one year and five months from the start of migration.
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